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PayBright

Buy Now, Pay Later with PayBright!

Make easy monthly payments over 12 or 24 months!

What is PayBright?
PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers.

How does it work?

Step 1: Secure PayBright Financing
There will be a PayBright QR code on all applicable accessibility quotes stating the terms of PayBright and any processing fees added to the quote should the client choose to proceed.

Step 2: Apply Online with HME’s Team
HME’s team will help clients apply with PayBright’s easy online application in under a minute where PayBright will process a soft credit check to see how much is approved to be financed.

Step 3: Enjoy Your Purchase
Once approved and processed on our end, our team will send you confirmation of your purchase and financing plan!

FAQ

PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers.

To use PayBright as your preferred payment choice, notify your sales team member to walk you through the next steps.

Step 1: Secure PayBright Financing
There will be a PayBright QR code on all applicable accessibility quotes stating the terms of PayBright and any processing fees added to the quote should the client choose to proceed.

Step 2: Apply Online with HME’s Team
HME’s team will help clients apply with PayBright’s easy online application in under a minute where PayBright will process a soft credit check to see how much is approved to be financed.

Step 3: Enjoy Your Purchase
Once approved and processed on our end, our team will send you confirmation of your purchase and financing plan!

PayBright is only to be used on applicable HME Accessibility purchases from $3,500 – $15,000. Applicable products include Stairlifts, Vertical Platform Lifts, and Ramps. Utilizing PayBright’s financing solutions cannot be used in conjunction with any other funding source. 
PayBright will help you set up convenient, pre-authorized payments via debit card.
PayBright is only to be used on applicable HME Accessibility purchases from $3,500 – $15,000.  Purchases between $3,500 – $9,999 have a $200 processing fee in addition to the quote for the product being purchased. Purchases between $10,000 – $15,000 have a $500 processing fee in addition to the quote for the product being purchased.
Clients wanting to apply for a PayBright payment plan must:
  • Be 18+ years old at the time of application
  • Have access to a Canadian debit card 
  • Have access to an SMS-capable Canadian phone number and smart device
Clients can finance a portion of their overall purchase as long as the total being financed falls between $3,500 – $15,000. At the time of purchase, our designated accountant will guide you through the steps to ensure 100% of the purchase payment is accounted for if you choose to only use PayBright for a portion of your purchase.
After you have completed a transaction with PayBright, you can access your account from the PayBright website. If you have any questions or trouble logging in, please contact PayBright.
If you are not approved for 0% interest, you may be offered a payment plan with an interest rate greater than 0% or approval may be declined.
No refunds are legible for any PayBright purchases. If you have any questions, please contact PayBright.
 
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